Motorhome & RV Fire Victims Information
IN MOTORHOME & RV FIRES FIRES THE ACTIONS YOU TAKE TODAY
You have experienced a Motorhome/RV Fire loss to your motor home, travel trailer, fifth wheel or tent camper and now you need to be made whole. If you have insurance the insurance company will work out a settlement with you on the loss based upon your policy (if you and the insurance company cannot come to an agreement on the amount due you then you may want to explore the appraisal clause process. See certified appraisals). If you have an additional monetary loss that is not covered under an insurance policy, such as a buildings, personal effects, motorized vehicles, etc. then you need to seek a remedy, that being for you to conduct your own independent Certified Motorhome/RV Fire Origin & Cause Investigation to collect the dollar amount from the negligent party.
An insurance company will most likely want to conduct a Certified Motorhome/RV Fire Origin & Cause Investigation which will hopefully find the negligent party so they can recover their loss. This procedure is handled through the Fire Subrogation Department. So where does it leave the owner/insured?
The owner/insured is generally not entitled to the results of any insurance company Motorhome/RV Certified Fire Origin & Cause Investigation. If the finding of the Certified Motorhome/RV Fire Origin & Cause Investigation does lead to litigation then the Certified Motorhome/RV Fire Investigator can usually only represent one party. The insurance company paid for their part in the Certified Motorhome/RV Fire Investigation and they are looking to only recover their loss pursuant to the policy. If the owner/insured wants to recover a loss then they must have their own Certified Motorhome/Fire Origin & Cause Investigator present at the Fire Investigation in order to represent their interest. If a claim is made to a Motorhome/RV manufacturer for a loss by the owner/insured one of the first request of a Motorhome/RV Manufacturer will be, “provide us with a Certified Motorhome/RV Fire Origin & Cause Investigation Report showing we are negligent”. If you cannot provide evidence to substantiate your position, then you most likely have no case and no recourse. On the other hand the insurance company will have their Certified Motorhome/RV Fire Origin & Cause Investigation Report and will attempt to collect.
In order for an owner/insured to protect their interest the following procedure is recommended for Motorhome/RV Fires:
You may review our photo gallery of Certified Motorhome & RV Fires,
Frequently asked questions of Motorhome & RV Fires: